Complete your company profile and Risk & Readiness Assessment so we can build your personalized WC intelligence program.
Company Information
Tell us about your business. This forms the foundation of your WC risk profile.
Step 1 of 6
WC Carrier & Experience Modifier
Your current carrier, policy details, and mod rate history. This directly feeds your reserve and risk analysis.
Experience Modifier History
Your EMR (Experience Modification Rate) for the past 3 years. 1.00 = industry average.
Step 2 of 6
Prior Claim History
Enter your claim counts and incurred costs by year. "Incurred" means all paid + reserves combined — use the number from your loss runs.
Loss Run Data (last 3 years)
YEAR
TOTAL CLAIMS
OPEN CLAIMS
TOTAL INCURRED ($)
Step 3 of 6
Safety Program Details
Your safety infrastructure directly affects your risk score and mod rate trajectory.
Step 4 of 6
HR & Executive Contacts
Who is handling WC day-to-day and who has executive authority to make program decisions.
HR / WC Contact (Primary)
Executive Sponsor
Step 5 of 6
Risk & Readiness Assessment
15 questions about how you currently manage your WC program. Honest answers give you a more accurate score — and a better roadmap for improvement.
Your Score So Far
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0Answer questions above110
Step 6 of 6
✅
Profile Submitted
Your company profile and Risk & Readiness Assessment have been received. Your Lucid Ops team will review your submission within 24 hours and activate your portal access.